Mortgage rates are currently at record lows. A borrower can now get a 30-year fixed rate loan for as little as 3.375%. Unfortunately, homeowners who purchased their homes between roughly 3 and 8 years ago have not been able to take advantage of these low rates because...
To the average person, auto insurance forms and policies might as well be written in a foreign language. The complex and technical legal terms can leave you baffled and confused. In addition to the policy language, it can also be difficult to determine the amount and...
Arizona Governor Jan Brewer recently signed into law House Bill 2137. The bill imposes a criminal penalty on owners of "aggressive dogs" who fail to take "reasonable care" to prevent their dogs from escaping their residence or from biting or attacking other domestic...
Each day, about 1,000 U.S. citizens require emergency care treatment for dog bite injury. In Arizona, victims of dog bites have two ways to seek recovery from at-fault dog owners for their injuries: (1) Bring a claim against the dog's owner under Arizona's strict...
I get a lot of calls from people who are looking for foreclosure or short sale help in Arizona. With these calls, I consult with a lot of people about their options when it comes to either walking away or pursuing a short sale. I will state at the outset that I almost...
Shocking, I know, but another government program is proven to be a failure. A recent paper published by Jonathan Brogaard & Kevin Roshak, both of Northwestern University, Kellogg School of Management, shows that (1) contrary to the purpose of certain stimulus...
Highest Home Sales in 10 Years According to the Arizona Regional Multiple Listing Service, there were an astonishing 11,125 residential unit sales last month. This is incredible considering that there were more homes sold in June 2011 than were sold in June 2005, the...
Did your home lose value over the past 5 years? Yes. Did your home lose value overnight? According to Zillow.com, probably. On June 14th, the real estate website Zillow.com issued a press release stating that it had "modified the formula it uses to estimate the value...
We are always looking for ways to give Mesa AZ foreclosure help. Here are a couple of new programs in Arizona available to homeowners to help them stay in their homes if they are having difficulty making their mortgage payments. Save My Home AZ are federal government...
DON'T LET THE SHORT SALE NEGOTIATOR REDUCE YOUR REAL ESTATE COMMISSION In a previous article, I briefly outlined the short sale process. Like most real estate transactions, the seller's broker or agent in a short sale will be paid a commission. However, because the...
