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HARP 2.0

Mortgage rates are currently at record lows. A borrower can now get a 30-year fixed rate loan for as little as 3.375%.

Unfortunately, homeowners who purchased their homes between roughly 3 and 8 years ago have not been able to take advantage of these low rates because the value of their homes have dipped well below the outstanding balance of the loan.

However, help is on the way.

Loan servicers are in the process of finalizing guidelines that will allow borrowers who are underwater by any amount to refinance their loans under the re-tooled Home Affordable Refinance Program, or HARP 2.0.

If you want to know if you qualify for this program, go to www.makinghomeaffordable.gov. Or, give us a call if you would like help through the process.

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