There are a lot of good reasons for riding a bicycle. They can be a great form of exercise and they may save on gas if you use them as a form of transportation. But is riding a bike really worth the risk? As a personal injury attorney, I have become aware of a lot of...
Who Has Access to Your Personal Injury Settlement After Your Divorce? When two people get divorced, the custodial parent is often entitled to child support payments. The payment amount is typically determined based on the gross income of the payer. Gross income...
What is a lien? A lien is a legal interest or right to another person's current or future property. Typically, a lien is valid until the underlying debt or obligation is satisfied. For a lien to be valid and effective, it must be recorded with the county recorder and...
When consumers think of their auto insurance policy, they usually think of the policy's third-party bodily injury liability limits or property damage coverage. This coverage under an auto policy is what protects you if you cause an accident and another person is...
During the real estate boom in Arizona, many borrowers tapped into their home equity by refinancing their loans and taking "cash out". In many instances, rather than taking out a 2nd loan or a home equity line of credit ("HELOC"), borrowers would simply refinance...
Short Sale or Foreclosure? In my practice over the last couple of years, I have met with countless clients to discuss with them their "underwater" homes. Typically, these clients want to know what are their options with their homes and the outstanding loans. They ask...
Mortgage rates are currently at record lows. A borrower can now get a 30-year fixed rate loan for as little as 3.375%. Unfortunately, homeowners who purchased their homes between roughly 3 and 8 years ago have not been able to take advantage of these low rates because...
Arizona Governor Jan Brewer recently signed into law House Bill 2137. The bill imposes a criminal penalty on owners of "aggressive dogs" who fail to take "reasonable care" to prevent their dogs from escaping their residence or from biting or attacking other domestic...
Each day, about 1,000 U.S. citizens require emergency care treatment for dog bite injury. In Arizona, victims of dog bites have two ways to seek recovery from at-fault dog owners for their injuries: (1) Bring a claim against the dog's owner under Arizona's strict...
I get a lot of calls from people who are looking for foreclosure or short sale help in Arizona. With these calls, I consult with a lot of people about their options when it comes to either walking away or pursuing a short sale. I will state at the outset that I almost...
