The sudden and tragic loss of a loved one can throw anyone into a tailspin. Not only do you have to deal with the emotional challenges of the situation, you also have to try to figure out what to do about their final arrangements. The financial stress can often make the situation much worse.

On average, a funeral that includes embalming and a burial will cost somewhere between $7,000 and $12,000. If the person will be cremated, the cost dips slightly to $6,000 to $7,000 on average. Unfortunately, coming up with this type of money can challenge some families.

Anyone who needs to make funeral arrangements for a loved one needs to know that they have specific rights under the Funeral Rule. For example, you don’t have to go to the funeral home to get pricing. The funeral homes must give you prices over the phone. You can even provide your own casket or urn if you find an option that’s more cost effective for you. Making the funeral arrangements without having the body embalmed is also your right; however, this might alter how much time you have between the untimely passing and the burial.

If you lost a loved one due to the negligence of another party, you might opt to pursue a claim for compensation. This can help to cover those final expenses, but you must act quickly. Arizona law sets time limits, which is known as the statute of limitations, to get these cases filed. Your attorney can help you to get the process started.