Why You Need a Personal Injury Lawyer

When you are injured in an accident – whether vehicular or otherwise – it hurts. It hurts your body, your peace of mind, and your wallet. To add insult to the injury, the insurance company wants to contest your medical bills and pay you as little as possible for your damages. Haven’t you suffered enough?

A personal injury attorney knows how to make the best out of this bad situation, making sure that you are fairly and adequately compensated. The whole process can be very stressful, and an attorney can help you understand what to do for the best outcome.

Severity of Injuries

Whether the injury you sustained is minor or life-altering, you need someone standing beside you who understands the cost of such injuries and is experienced with the process you will have to go through to collect just compensation. Remember that it isn’t just your medical bills that you will have to consider. Lost wages during your recovery time and other out-of-pocket costs might also be significant.

Payment Refusal

Unfortunately, insurance companies are quite adept at avoiding fair compensation. If the insuring entity of the at-fault party refuses to pay a fair compensation (or even refuses to pay at all), an experienced lawyer will be an absolute necessity. Sometimes it pays to simply have the threat of a lawyer when companies try to bully the victim. If the threat of an attorney doesn’t do the job, the attorney himself knows how to interpret the law and assure that you receive what you are legally owed.

Undisclosed Coverage

An at-fault party might have multiple insurers, but claim only one. An adjuster might not be aware of this extra coverage, but an attorney has the skill set and the resources to discover unclaimed insurers. Once the at-fault party is obligated to disclose all coverage, you could end up with a much more reasonable settlement.

Personal injury is painful enough without having to do all the legwork required to handle the claim or even the litigation. A personal injury lawyer knows the ins-and-outs of the law, including a ballpark figure of how much your injury is worth and how to secure just compensation. Don’t go it alone; let someone else’s experience work in your favor.